A simple look at the internet is enough to realize that the offer for a 13000 USD loan is very large. More than 2000 banks in Germany compete for the favor of consumers. For most of the banks, the 13000 USD loan can be taken up. However, sometimes on very different terms.
13,000 loan can be taken on very good terms
When taking a 13000 USD loan should therefore not be acted recklessly. It is better if a small comparison is carried out in advance. This does not have to take a lot of time, since a loan calculator can be used for the comparison. By comparing it is possible to work out the best loan offers from the variety of offers. Paying attention not only to the effective interest rate, but also to the repayment modalities and the conditions for borrowing, the USD 13,000 loan can be taken on very good terms. And here directly on the Internet – as an instant loan or as a regular installment loan with or without earmarking. Just as you wish.
What does the bank require?
In principle, the focus of the bank is always on the creditworthiness of the borrower. Even if this may seem superficial, since even small deviations can lead to a much worse credit rating. But the guidelines are quite narrow in this respect and the processors of loan applications have only a small margin in their decisions. Therefore, in the interest of all interested creditors from the outset should pay attention to a good credit rating.
Your way to the 13000 USD loan:
This good credit rating is achieved if there is a positive Credit bureau and an income stemming from a permanent social insurance contribution for the 13,000 USD loan. Since this is a medium loan amount, the income should be significantly higher than the attachment exemption amount. How long the permanent employment must already exist varies from bank to bank. In general, however, it is sufficient if this is the case for three or six months.
Our Note: Even self-employed and freelancers can borrow a 13000 USD. They should be able to prove their good credit rating with the help of tax returns of recent years and balance sheets. Also important here is the income that comes from self-employment or freelance work.